Lux Investing

I would like to invest in something starting with $5,000 and garner a high yield. What are my options?

Over time I would like to continually invest more money. $5,000 I've decided will be the starting rate. I've researched somewhat about investments, but I don't have any experience. However, I'd very much would like to take the dive in capitalism and capitalize greatly over say....a five year period. What options can you suggest to a beginner like me to invest in? I am also considering foreign investments. What options do I have with that?

Public Comments

1. This answer depends greatly on your tolleration for risk. If you are someone who will want to pull your money out once it goes down , then you want to be in bonds. If you are risk tollerant, then I woudl suggest a broad based stock ETF. Reason why I say ETF (Exchange Traded Funds) instead of a mutual fund s because ETF's as a general rule have lower expense ratios than a mutual fund. Expense ratios make an important difference. If a mutual fund has an expense ratio of 1.5%, then that is 1.5% less you will earn. The same ETF may have an expense ratio of .60% instead --- giving you an automatic .9% greater return on your investment. I also like the liquidity of the ETF as well. If something happens where you must pull your money out, then you will pay brokerage fees to by and sell the ETF, but no penalties will be withdrawn. I have been burnt with these withdraw fees before. They will thake around 5% on a withdraw in your first 2 years. If you are a real risk taker, then you can buy individual stocks. This is not for the faint at heart. You need to do your research when buying stocks and if you are someone who will run away at 5% sways in a stock's price on a daily basis, then it is not for you. Personally, I an a risk taker and I buy my own stocks and shun Mutual Funds, Bonds and ETFs. Their is nothing wrong with any of these financial vehicles, they are just not my cup of tea if you will. If you woudl like to discuss finance IM me if you woudl like.
2. for 5 years you need to stay divesified and you should be ok. for 5 months consider canadian energy trusts, which pay of 10% in income with potential for appreciation. http://letsgobble.com/
3. I know a company currently offering 25% annually.
4. I have been teaching my clients a conservative Forex investment strategy that has been consistently earning more in a month than a bank would pay in a year. We utilize what is called a hedge strategy where we can make money if the market goes up or goes down. We also get paid an interest payment every day....7 days a week. (We actually get triple interest on Wednesday to cover the weekend). You have full control of your money at all times and you make your own trades. I will coach you using free demo accounts so you will not risk any of your hard earned money. There is no cost, no risk and no obligation for me to teach you this strategy and see if it makes sense for you. Just drop me an email and I will send you some info. I will include an analysis on how our hedge strategy has performed over the past 500 days. Best Regards, Paul pupp52@yahoo.com