Lux Investing - Should I not waste my time doing the stock market/real estate investing?

Should I not waste my time doing the stock market/real estate investing?

I'm making 90k per year after taxes, and I'm only 25. Should i just invest it in CDs and 401k? I want to retire around age 45 and travel around the world and just have fun. Also i'm not a big spender expensive stuff, i drive a used car, and live in an apartment, would the stock market real estate investing just be a waste of time for me?

Public Comments

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What do you do for work? I'd invest in real estate if I was you.buy foreclosures/short sales.rent them out.then sell them all in 20 yrs. If you buy 10 condos at 30k and make a 400 dollar profit a month on each you will make 4000 a month off renting them.then in ten years you sell them at 100k each or more and make 1million plus. In 10 years you will make 500k off of rental profits and 1mill off of selling the units. So a 300k investment will get you 1.5 million.
Absolutely not. If you want to retire, get your money out of CDs. Keep doing the 401k, and you could do real estate if you want. Have a well diversified portfolio, and you'll be on your way to retirement. Your goal is to BEAT inflation. If you're keeping your money under a mattress, you're losing money because you're not keeping up with inflation. CDs and some bonds are meant to hopefully keep pace with inflation, so you're never really getting ahead. A well diversified quality stock portfolio will help you build long term wealth. You're going about it the right way though... keep saving for retirement, and 45 will be an very attainable goal. If you have any questions, feel free to ask.
Invest in mutual funds and let the pros do the work for you picking stocks. If you pick a well diversified balanced fund or one of the lifecycle or retirement dated funds that use indexes those mainly run on automatic.