Lux Investing

Mutual Fund?

What is an mutual fund??? how to invest...??? basics of investing.....???? please help me in investing........

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1. Mutual Funds/Unit Trusts is a form of collective investment that pools money from many investors and invests the money in stocks, bonds, short-term money-market instruments, and/or other securities. Because they invest in a pool of investment tools, they are well-diversified instruments, and so have less risk than individual stocks and derivatives. Invested over time, these returns can compound to very attractive sums unlike savings. With the right funds and proper planning, you can reap good returns. They are managed by professional fund managers whose job is to generate a good return for your money. The portfolio manager trades the fund's underlying securities, realizing a gain or loss, and/or collects the dividends or interest income. The investment proceeds are then passed along to the individual investors. If you need more information, you can refer to the website below for more.
2. A mutual fund is a professionally-managed form of collective investments that pools money from many investors and invests it in stocks, bonds, short-term money market instruments, and/or other securities.[1] In a mutual fund, the fund manager, who is also known as the portfolio manager, trades the fund's underlying securities, realizing capital gains or losses, and collects the dividend or interest income. The investment proceeds are then passed along to the individual investors. The value of a share of the mutual fund, known as the net asset value per share (NAV), is calculated daily based on the total value of the fund divided by the number of shares currently issued and outstanding. Youll have to contact some Distributor of a mutusl fund to invest in them....most of the private banks like HDFC,KOtAK BANK, ICICI..act as distributors for various funds...or u can contact any stock broking office also. Basics would be understanding the concept of mutual fund, the scheme that u wanna invest...the most imp of all would be *The fund have to be very well diversified(diversification into various sectors ) *u have to aim at compounding your income...for doin that its better if u invest in some SIP's which is systematic investment plans.... *it is also imp for u to look at the performance of the funds invested and keep a track of the markets as well..buy more untis of the fund which u feel is doing good and book profits(see the untis) when the market is high....by which ull maximize your profits..... Contact me at raghupavan@rediffmail.com in case of any other queries... i Wish u good luck..Happy investing......
3. A mutual fund is a package of securities (stock, bonds) that is managed for you by a professional money management company. You can invest as much or as little as you wish and you sell your investment anytime you wish. But you may loose money. In essence you are hiring a money manager along with millions of other people to help you make money. Please read my profile and send me an email to chat.
4. Read this book: "Investing For Dummies."