Lux Investing

How to invest?

Just about to graduate from college. I do not have too much money, but with little that I have I would like to learn how to invest, because it will be a good practice for the future. Where do I begin?

Public Comments

1. yes i have some tips for you on how to do it
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3. Congratulations on your college degree! Here are a couple of sites that will help. http://www.morningstart.com http://www.vanguard.com http://moneycentral.msn.com/investor/home.asp Good luck!
4. First of all, it's good you want to invest and are smart enough to realize the difference between spending and investing. You'll get a lot of opinions about Ira's, REIT's bank fund ideas from people but it all depends on how much and how quickly you want a return on your investment. And, how much you have to invest.
5. First, I would make sure you have at least 3 months salary saved up in the bank or in a money market fund for an emergency fund. (Some people say 6 months.) Financial disasters like getting layed off or sick happen to all of us. Second, I would pay off all high interest debt. Pay off everything you can except the house mortgage and student loans. (Consider paying off these too, especially if the rate is high.) Paying off debt is one of the best investments you can make. You will have more money in the future because you won't have credit card bills to pay. Third, if you have money left, start investing in stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks, as individual stocks are too risky. For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money conservatively, in money market funds and bond funds, and part aggressively in stock funds. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be. Investing in a mutual fund IRA for retirement may give you an income tax break. Talk to your tax adviser. You may also be able to invest in a stock mutual fund via a 401K plan at work. Buying a house instead of renting will save you a lot of money in the long run. Believing advice you get on Yahoo answers can be risky, so read these websites for further information. I don't agree with everything they say, but most of their information is good. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.
6. just like me..but you need to know what type of investment you need.. either short term-middle term-long term.. remember..any investment had a risk..it depend on us to measure the reliability of the business..nowdays investment can be made just online.. i live in a different country but investing outside mycountry..i'snt it great :-) i'll show you some link below.. try take a look and decide later.. some investment require you to open an e-gold account (its FREE) but some investment can be your primary income if you put your effort on it.. :-) if you have any question..just e-mail me.. feel free to surf the website below...
7. Check out the website Investing for the Beginner. It gives you all the information you need to get started in investing.